Broker Review · last checked July 2, 2026
4XC Review
4XC is a Cook Islands broker operating under 4xCube Ltd and states that it is regulated by the Cook Islands FSC under licence MC03/2018. Public documentation also shows MT4 and MT5 support, funding-method pages, and a jurisdiction restriction that excludes U.S. residents. As with any offshore broker, traders should verify the legal entity, withdrawal rules, and local eligibility before depositing.
- Official site and legal pages reviewed
- Regulatory claims checked against broker disclosures
- Funding and platform pages reviewed
- Public review sentiment included as context only
4XC at a glance
Listing status: Eligible With Caution · offshore, mt4, mt5, higher risk
Our verdict
4XC presents itself as a regulated offshore broker with MT4/MT5 access and published funding information, which is better than an opaque white-label operation. However, the Cook Islands licence is not the same as top-tier oversight in the UK, EU, or Australia, and the broker explicitly excludes U.S. residents. That means the key question is not whether 4XC has a website or trading platform, but whether you are satisfied with the jurisdiction, the entity name, and the withdrawal conditions before you deposit.
Pros and cons
- public legal pages identify the company and licence
- the broker publishes platform information
- funding-method pages are available
- and the site lists some jurisdiction exclusions
- the regulatory footprint is offshore
- public protections are likely more limited than with tier-1 regulators
- and public review sentiment is mixed enough that withdrawals and support deserve scrutiny before you commit real money
Entity and regulation
| Item | What public sources show | Why it matters |
|---|---|---|
| Brand | 4XC | This is the trading name used on the broker’s website and legal pages. |
| Legal entity | 4xCube Ltd | This is the company name repeatedly shown on official pages. |
| Registration | ICA 12767/2018 | Public pages state this Cook Islands registration number. |
| Stated regulator | Cook Islands FSC | The broker says it is authorized/regulated by the FSC under MC03/2018. |
| Licence number | MC03/2018 | This number appears on the official about/legal pages. |
| Head office | Parekura Place, Avarua, Rarotonga, Cook Islands | A disclosed company address is useful for entity matching and complaint handling. |
| U.S. clients | Not accepted according to the broker | Important for eligibility and marketing compliance. |
Public evidence is primarily broker-disclosed; we did not find a regulator register page in the search results to independently confirm the licence.
Key facts
| Topic | Publicly visible position |
|---|---|
| Platforms | MT4 and MT5 are listed on the official site. |
| Funding page | The broker has a dedicated funding-methods page with deposit/withdrawal information. |
| Minimum deposit | The broker publishes minimum-deposit information on its funding page, but a single universal amount was not clearly visible in the search snippet we reviewed. |
| Account types | A Standard Account page is publicly available. |
| Public review score | Trustpilot shows 4.5/5 from 581 reviews on the main profile. |
| Jurisdiction exclusions | The broker says it does not serve several countries, including the U.S. |
Where a precise live figure was not clearly supported in the search result, we did not invent one.
Alternatives to 4XC
| Broker | Comparison score | Regulator signals | Platforms | Why compare | Review |
|---|---|---|---|---|---|
 XTB | 75.5 | FCA, CySEC, KNF | xStation, xStation mobile app | Readers who want a broker with publicly disclosed multi-jurisdiction regulation, Users who value transparent fee pages and entity-level lega | Read review |
 Capital.com | 73.5 | CySEC, Securities Commission of The Bahamas | Proprietary web platform, Mobile app, TradingView | Readers who want a broker with clear public legal-entity and regulator disclosures, Users looking for a proprietary web/mobile platform plus | Read review |
 Colmex Pro | 70 | Cyprus Securities and Exchange Commission (CySEC), Financial Sector Conduct Authority (South Africa) | Colmex Pro 2.0, MT4, Web Trader | Readers who want a CySEC-listed broker with publicly verifiable entity details, Traders comparing U.S. equities-focused platforms and MT4 av | Read review |
 CMC Markets | 69.5 | FCA | Next Generation, MT4, MT5 | Traders who want a well-documented broker with clear public legal disclosures, Users who value proprietary platform depth alongside MT4/MT5 | Read review |
 Interactive Brokers | 68 | SEC, FINRA | IBKR Desktop, IBKR Mobile, Trader Workstation (TWS) | Experienced traders who want a broad platform lineup, Users who value detailed public disclosures, Clients who want multiple funding and acc | Read review |
Alternatives are sorted by the TopOnlineForexBrokers comparison score as of July 2, 2026. The score is not a safety guarantee.
External rating snapshot
| Source | Original score | Normalized /10 | Context |
|---|---|---|---|
| Trustpilot | 4.5/5 | 9.0/10 | Public sentiment snapshot only; not evidence of regulation or fund safety. |
| Trustpilot Spanish profile | No separate numeric score visible in the search result | N/A | Secondary language profile confirms the same business profile exists. |
We only included one numeric score because the search results did not surface a second independent numeric rating that was equally citeable and clearly broker-specific.
Overview
4XC is a broker brand used by 4xCube Ltd. The company’s public site says it is registered in the Cook Islands and authorized by the Cook Islands Financial Supervisory Commission under licence MC03/2018. Its site also says it does not offer services to residents of several jurisdictions, including the United States. In practical terms, that makes 4XC a broker that can be suitable only if your local rules allow offshore CFD trading and you are comfortable with the protections available in its stated jurisdiction.
Safety and regulation
4XC says it is the trading name of 4xCube Ltd, registered in the Cook Islands as ICA 12767/2018 and regulated by the Cook Islands FSC under money-changing licence MC03/2018. Its help center repeats the same claim. The company’s legal documents also refer to the Cook Islands head office and describe dispute-resolution and order-execution rules. We did not find an official third-party regulator page in the search results confirming the licence, so the broker’s own legal documents are the main public evidence here. Readers should treat the broker’s licence disclosure as a claim to verify, not as a substitute for checking the relevant register directly.
Fees, accounts, and platforms
4XC’s public site indicates MT4 and MT5 support, and its standard account page exists as a published account offering. The broker also publishes legal documents and a funding-method page, but public pages do not give a single simple summary of every fee that may apply, so traders should review the live trading platform and legal documents before funding. Based on the public material, the most important fee questions are spreads, commissions, swap charges, deposit charges, and any withdrawal-related processing rules.
Deposits and withdrawals
4XC has a dedicated funding-methods page that confirms the broker publishes deposit and withdrawal options and minimum-deposit-related information. The publicly accessible snippet also notes that withdrawals processed within 48 hours after deposit may be debited for deposit charges incurred by 4XC, which is a meaningful condition to review before funding an account. Because payment availability can vary by jurisdiction and verification status, readers should confirm methods, fees, processing times, and any card or wallet restrictions inside the broker’s live funding area before making a transfer.
Country availability caveat
4XC’s own about page says it does not offer services to residents of certain jurisdictions, including the United States, Iraq, Iran, Myanmar, North Korea, Portugal, and Ukraine. That does not automatically mean every other country is accepted, and it does not override local law. If you live outside those named countries, you should still confirm whether your local rules permit CFD trading with an offshore broker and whether onboarding is available in practice.
External rating snapshot
Trustpilot shows 4XC with a rating of 4.5 out of 5 from 581 reviews on the main profile. This is useful sentiment context, but it is not regulatory evidence and it should not be treated as proof of safety, segregation, or payout reliability. We did not rely on review scores to establish any factual claim about licensing or protections.
Alternatives to consider
If you want stronger mainstream oversight, compare 4XC with brokers regulated in your home market or by a top-tier authority. For readers in the UK, start with our FCA regulation guide; for traders wanting to compare platform ecosystems, funding methods, and automated-trading setups, also review our methodology and payment-method pages before choosing a broker.
Common questions
Is 4XC safe?
Safety depends on the legal entity, licence, jurisdiction, and withdrawal process. 4XC says it is regulated in the Cook Islands, but that is offshore oversight and not the same as top-tier regulation in the UK or EU. Verify the entity, read the legal documents, and test the funding and withdrawal workflow with a small amount first.
What is 4XC’s regulation?
The broker says 4XC is the trading name of 4xCube Ltd and that it is authorized and regulated by the Cook Islands Financial Supervisory Commission under licence MC03/2018. We used the broker’s own legal pages for this claim, so independent register verification is still a sensible step.
Does 4XC offer MT4 or MT5?
Yes. The official site states that 4XC offers the MT4 and MT5 platforms.
What is 4XC’s minimum deposit?
4XC publishes minimum-deposit information on its funding-methods page, but the search result snippet we reviewed did not clearly show one universal minimum that we could safely quote across all account paths. Check the live funding page inside the broker portal before opening an account.
Does 4XC accept U.S. clients?
No, the broker’s own about page says it does not offer services to residents of the USA.
How should I judge 4XC withdrawals?
Review the withdrawal rules in the legal documents and funding page, then try a small withdrawal before depositing more money. The public funding snippet indicates there may be deposit-charge deductions if a withdrawal is processed within 48 hours of deposit.
Check the details yourself
These are the pages we relied on. Read them before you open an account or send money anywhere.